Answers to your frequently asked questions…
faq
what is a CFP® professional?
A Certified Financial Planner (CFP) is a professional who has earned one of the highest credentials in financial planning, awarded by the Certified Financial Planner Board of Standards. CFPs are experts in areas like retirement, investments, tax strategies, insurance, and estate planning. To become a CFP, advisors must pass rigorous exams, meet real-world experience requirements, and commit to ongoing education. Most importantly, CFPs are bound by a strict fiduciary duty—meaning they are legally and ethically required to put your best interests first, not theirs. Whether you’re planning for retirement, saving for college, or just organizing your finances, working with a CFP gives you guidance you can trust, backed by years of training and a promise to always act in your best interest.
WHAT IS AN ATP?
An Accredited Tax Preparer (ATP) is a credentialed tax professional recognized for having advanced knowledge of the current tax code and expertise in preparing individual tax returns. Awarded by the Accreditation Council for Accountancy and Taxation (ACAT), the ATP designation requires passing a rigorous national exam focused on Form 1040 issues, self-employment returns, and tax ethics. ATPs are held to ongoing continuing education standards, ensuring their skills stay sharp and up to date with the latest IRS rules. Choosing an ATP means working with a dedicated tax preparer who has proven their abilities to handle complex tax situations and help clients maximize deductions and reduce their overall tax liability.
WHAT IS A CAP®?
A Chartered Advisor in Philanthropy (CAP®) is a highly trained professional who specializes in helping individuals, families, and organizations create effective strategies for charitable giving. Advisors with the CAP designation work closely with clients to ensure their philanthropic goals are thoughtfully integrated into their overall financial and estate plans—helping make a lasting impact in the causes they care about most. Earning the CAP requires rigorous coursework in charitable planning, expertise in estate and nonprofit management, and a strong commitment to ethical standards and continuing education. Whether you’re considering a family foundation, endowment, or planned gift, a CAP can guide you through all your options, helping you clarify your vision for giving, structure your gifts for maximum impact, and leave a meaningful legacy for future generations.
Frequently asked questions
-
As a fiduciary financial advisor and Certified Financial Planning PractitionerTM, my approach is client-centric and relationship-driven. We believe in comprehensive wealth management—helping you align your financial goals, values, and lifestyle through every stage of life. Rather than just picking investments, our process starts with discovery: we take time to understand what matters to you, then build a personalized retirement planning and investment strategy that grows and adapts with you. We see ourselves as a true partner in your financial life, committed to transparency, education, and always acting in your best interest.
-
Yes, I am proud to serve as an independent financial advisor through Dynamic Wealth Advisors, an independent Registered Investment Advisor. What does this mean for you? Freedom from corporate sales quotas or product restrictions. Our independence ensures that we can seek out the best-of-breed investment products, financial planning strategies, and retirement solutions—wherever they may be found—to help you achieve your unique goals.
-
Our investment process is both disciplined and tailored to you. We begin by mapping out your entire financial picture—reviewing your goals, risk comfort, time horizon, cash flow, and tax situation. With that foundation, we build a diversified portfolio aligned with your "glidepath": your personal journey to and through retirement. We monitor your investments regularly, rebalancing as needed for performance, risk management, and changes in your life. Everything is tracked in the context of your broader financial plan, not just in isolation.
-
Our dedication to comprehensive financial planning and looking at the "big picture"—not just investment returns.
Our focus on personal growth and quality of life; for us, money is the means to support the life you want, not just an end goal.
Our unique annual review of 13 key wealth management issues, from estate planning to tax strategies, risk management, and charitable giving, so you’re protected from surprises.
We’re passionate about creating meaningful impact with clients who value stewardship, integrity, and forward-thinking advice.
-
Every aspect that matters to you, matters to us.
Our team is here to help with investment management, retirement income planning, tax strategy, cash flow optimization, legacy and estate planning, charitable giving, education funding, risk management, and big life transitions. Our goal is to build an actionable plan that brings all the pieces of your financial life into harmony.
-
Yes. As part of a holistic approach, we collaborate with a trusted network of CPAs, estate planning attorneys, insurance specialists, and other vetted professionals. If a specialized issue arises, we’ll help coordinate with the right expert—always with your permission and without sharing or receiving referral fees. True comprehensive wealth management requires a team approach, and we’re committed to seamless, client-centered coordination.
-
Our promise is high-touch, highly responsive service. You can count on us to answer your questions and provide guidance as needed, without billing you for every interaction. The vast majority of client communication—phone calls, emails, virtual or in-person meetings—is included in your ongoing advisory fee. If something falls outside our typical services, we’ll be upfront about any potential additional cost, but for most clients, ongoing access and support is simply part of the partnership.
-
We tailor communication to your preferences and needs. Most clients prefer 2–4 formal reviews annually, while some opt for more frequent touchpoints or quick check-ins at key life or market moments. At a minimum, we meet at least once per year to ensure your plan stays on track. Our proactive outreach, regular investment reviews, client education, and email updates keep you informed at every step.
-
We use a transparent, hybrid compensation model. Most clients are billed as a percentage of assets under management (AUM), ensuring our incentives are aligned with your success. If a commission-based solution is in your best interest for a specific product, we’ll explain all pros/cons and disclose costs clearly before moving forward. No hidden fees, and no surprises—just open, fiduciary financial advice designed for your circumstances.
-
Our optimal client relationship starts with $500,000 of investable assets, which allows us to deliver the highest level of personalized wealth management. If you’re not there yet, reach out anyway—we believe everyone deserves strong financial planning advice. We can discuss “plan-only” engagements or connect you with a trusted colleague who can meet your needs. Our mission is to help as many people as possible put a secure financial glidepath in place for the future.
Ready to build a partnership with a fiduciary, independent advisor focused on your whole life—not just your investments? Reach out today, and let’s see how clarity, confidence, and genuine stewardship can transform your financial journey.
More Questions answered.
-
1. What is your approach to providing financial advice to your clients?
As a fiduciary financial advisor and Certified Financial Planning PractitionerTM, my approach is client-centric and relationship-driven. We believe in comprehensive wealth management—helping you align your financial goals, values, and lifestyle through every stage of life. Rather than just picking investments, our process starts with discovery: we take time to understand what matters to you, then build a personalized retirement planning and investment strategy that grows and adapts with you. We see ourselves as a true partner in your financial life, committed to transparency, education, and always acting in your best interest.
-
2. Are you an independent financial planner?
Yes, I am proud to serve as an independent financial advisor through Dynamic Wealth Advisors, an independent Registered Investment Advisor. What does this mean for you? Freedom from corporate sales quotas or product restrictions. Our independence ensures that we can seek out the best-of-breed investment products, financial planning strategies, and retirement solutions—wherever they may be found—to help you achieve your unique goals.
-
3. What kind of process do you follow in managing my investments?
Our investment process is both disciplined and tailored to you. We begin by mapping out your entire financial picture—reviewing your goals, risk comfort, time horizon, cash flow, and tax situation. With that foundation, we build a diversified portfolio aligned with your "glidepath": your personal journey to and through retirement. We monitor your investments regularly, rebalancing as needed for performance, risk management, and changes in your life. Everything is tracked in the context of your broader financial plan, not just in isolation.
-
4. What makes you different from other advisors?New List Item
Description goes hereClients tell us several things set us apart:
Our dedication to comprehensive financial planning and looking at the "big picture"—not just investment returns.
Our focus on personal growth and quality of life; for us, money is the means to support the life you want, not just an end goal.
Our unique annual review of 13 key wealth management issues, from estate planning to tax strategies, risk management, and charitable giving, so you’re protected from surprises.
We’re passionate about creating meaningful impact with clients who value stewardship, integrity, and forward-thinking advice.
You can see what clients say about us here: VIP TESTIMONIALS
-
5. What aspects of my financial life can I expect you to assist with?
Every aspect that matters to you, matters to us.
Our team is here to help with investment management, retirement income planning, tax strategy, cash flow optimization, legacy and estate planning, charitable giving, education funding, risk management, and big life transitions. Our goal is to build an actionable plan that brings all the pieces of your financial life into harmony.s here
-
6. Do you work with other professionals? If so, how?
Yes. As part of a holistic approach, we collaborate with a trusted network of CPAs, estate planning attorneys, insurance specialists, and other vetted professionals. If a specialized issue arises, we’ll help coordinate with the right expert—always with your permission and without sharing or receiving referral fees. True comprehensive wealth management requires a team approach, and we’re committed to seamless, client-centered coordination.
-
7. Are you available to answer my questions whenever I have them? Will I be billed?
Our promise is high-touch, highly responsive service. You can count on us to answer your questions and provide guidance as needed, without billing you for every interaction. The vast majority of client communication—phone calls, emails, virtual or in-person meetings—is included in your ongoing advisory fee. If something falls outside our typical services, we’ll be upfront about any potential additional cost, but for most clients, ongoing access and support is simply part of the partnership.
-
8. How often can I expect to hear from you, and when?
We tailor communication to your preferences and needs. Most clients prefer 2–4 formal reviews annually, while some opt for more frequent touchpoints or quick check-ins at key life or market moments. At a minimum, we meet at least once per year to ensure your plan stays on track. Our proactive outreach, regular investment reviews, client education, and email updates keep you informed at every step.
-
9. How are you compensated?
We use a transparent, hybrid compensation model. Most clients are billed as a percentage of assets under management (AUM), ensuring our incentives are aligned with your success. If a commission-based solution is in your best interest for a specific product, we’ll explain all pros/cons and disclose costs clearly before moving forward. No hidden fees, and no surprises—just open, fiduciary financial advice designed for your circumstances.
-
10. Do you have a minimum investment requirement?
Our optimal client relationship starts with $500,000 of investable assets, which allows us to deliver the highest level of personalized wealth management. If you’re not there yet, reach out anyway—we believe everyone deserves strong financial planning advice. We can discuss “plan-only” engagements or connect you with a trusted colleague who can meet your needs. Our mission is to help as many people as possible put a secure financial glidepath in place for the future.
Ready to build a partnership with a fiduciary, independent advisor focused on your whole life—not just your investments? Reach out today, and let’s see how clarity, confidence, and genuine stewardship can transform your financial journey.