A Fiduciary Financial Advisor — Wherever You Live
Independent, fee-transparent retirement and wealth planning for professionals 55+ — delivered remotely with the same depth, discipline, and personal attention as our in-office work.
The Same Advisor. The Same Plan. Wherever You Are.
Patrick Huey is the founder and lead advisor at Victory Independent Planning. As a Certified Financial Planner™ (CFP®), Chartered Advisor in Philanthropy® (CAP®), and Accredited Tax Preparer (ATP) — and a former U.S. Naval Flight Officer — Patrick brings military discipline and a fiduciary’s loyalty to every plan he writes.
Virtual clients work directly with Patrick. Not a junior advisor, not a rotating team, not a chatbot. The same person who develops your plan is the one who answers your call when something changes — whether you live one mile from our office or two thousand.
Patrick has personally lived the location-independent life he plans for many of his clients. In 2018, he sold his home and traveled the world with his family — running the firm and serving clients from wherever the next stop happened to be. The Huey family settled in southwest Florida and Patrick now splits time between Naples and Portland.
A Process Built for Distance — Without Losing Depth
The Check Six Client Discovery System™ adapts to remote work without cutting corners. Every meeting below happens by video or phone, on your schedule — here’s the four-step path from first conversation to ongoing relationship.
Ask Me Anything
Begin with a complimentary 10–30 minute introductory phone or video conversation. This is an opportunity to ask questions, discuss your goals and concerns, and determine whether there is a mutual desire to continue. We will either part as professionals or identify areas that merit a deeper discussion.
Discovery Session
This 60 minute meeting is focused on what matters most to you. We review your investments, income, taxes and overall financial wellbeing while introducing our independent fiduciary planning approach. You will leave with greater clarity around your key issues and a shared understanding of whether moving forward makes sense.
Strategy Session
In this 90 minute meeting we define your goals and introduce planning strategies designed to address your most important goals and concerns. We also perform a retirement “stress test” and share relevant examples of how we have helped others in similar situations. The objective is to create greater clarity, confidence and direction in your financial life.
Become a VIP
If we decide to move forward together, we formalize the relationship through our VIP Agreement and begin co-authoring your plan. Our onboarding process is designed to align your resources with your goals and answer an essential question: What do you want what you have accumulated to make possible? Once your plan is implemented—typically within 1–3 weeks—we will meet regularly to monitor progress and make adjustments as needed.
Built for People Whose Lives Don’t Fit in One Zip Code
Patrick’s remote clients tend to share one thing in common: their life is mobile, multi-state, or location-independent — and they want planning that keeps up.
Multi-State Households
Clients who split the year between two homes, recently relocated, or are planning a move to a new tax environment. We coordinate residency, tax positioning, and asset titling across state lines.
The Nomad Lifestyle
Patrick has lived this one personally. Whether you’re full-time RVing, sailing, or working from a different city every quarter — we help you build a financial life that follows you.
Veterans
If you’re a veteran we plan around TSP, military pensions, VA benefits and the realities of multi-state careers.
Remote Professionals
If your career was already remote-first, your financial plan should be too. We work across time zones and schedules, with no expectation that you’ll drive to an office to talk about money.
Adult Children Planning for Parents
Many of our virtual clients are adult children helping aging parents in another state. We bring the planning to wherever everyone happens to live — and coordinate the family conversation.
Existing Clients Who’ve Moved
A meaningful share of our virtual practice is clients who started in Naples or Portland and then moved. The relationship doesn’t end when the zip code changes — and neither does the plan.
The Full Planning Practice — Just Remote
Everything we do in our Naples and Portland Metro offices, we do remotely. The depth doesn’t change. Only the delivery does.
Retirement Income Planning
The VIP Retirement Glidepath™ coordinates Social Security, pensions, IRAs, and 401(k)s into a unified income strategy — modeled live on screen during your plan review.
Learn More →Investment Management
Custom VIP Portfolios with professional management and broad diversification — accounts opened electronically, reviewed via secure video, and reported quarterly through your client portal.
Learn More →Tax Planning
Strategic tax planning that works across state lines — including residency changes, multi-state tax considerations, Roth conversions, and equity comp coordination, all handled through encrypted document exchange.
Learn More →Comprehensive Financial Planning
The Check Six Client Discovery System™ delivers the same depth of plan whether we meet in person or by video — Social Security timing, healthcare, charitable giving, and legacy planning.
Learn More →Healthcare & Medicare Planning
Medicare options, long-term care strategy, and pre-65 health coverage planning — coordinated with your state’s exchange and network realities, wherever you happen to live.
Learn More →Estate & Legacy Planning
Estate strategies coordinated with state law in your state of residence — and across multiple states for households that span more than one. We work directly with your attorney to keep documents aligned.
Learn More →Trusted by Families Across the Country
A small sample of what virtual and relocated clients have written about working with Patrick.
“Patrick Huey has been our financial advisor since our move from upstate NY to Florida in June, 2022. What we were looking for in a fiduciary was someone who was honest, accessible, friendly, proactive, affordable, could explain financial matters clearly and meet our financial goals in retirement. Patrick exceeded our expectations across the board.”
This is an unpaid solicited client testimonial. This client has had a financial relationship with Patrick Huey ranging from 1 to 15+ years and is providing their personal opinion. Client testimonials do not guarantee future investment success and should not suggest that any client or prospective client will experience a higher level of investment performance. This may present a conflict of interest as this particular client’s experience may or may not be the same as another client’s experience.
“Patrick has always been available to us for phone calls. Had several video conference calls when needed. As well as in person meetings at least once per year and sometimes more. We both 100% recommend Patrick and Victory Independent Planning.”
This is an unpaid solicited client testimonial. This client has had a financial relationship with Patrick Huey ranging from 1 to 15+ years and is providing their personal opinion. Client testimonials do not guarantee future investment success and should not suggest that any client or prospective client will experience a higher level of investment performance. This may present a conflict of interest as this particular client’s experience may or may not be the same as another client’s experience.
From Coast to Coast
Our clients live across the country, from coastal Florida to the Pacific Northwest, with stops in nearly every climate and tax environment in between. The plan looks different for every household, but the discipline behind it stays the same.
As an Investment Advisor Representative of Dynamic Wealth Advisors, Patrick is registered to serve clients in all 50 states.
Answers for Prospective Virtual Clients
The questions we hear most from people considering a remote planning relationship.
As an Investment Advisor Representative of Dynamic Wealth Advisors, Patrick is a fiduciary registered to serve clients in all 50 U.S. states.
Most virtual meetings happen by video — Zoom or a comparable secure platform — so we can share screens and walk through your plan in real time. Phone is always an option. For clients near our Naples or Portland Metro offices, in-person meetings are available whenever you’d like. The default is whatever works for you.
All document exchange happens through an encrypted client portal — never by email, fax, or general-purpose file-sharing services. Custody of your investment accounts is held with a major third-party custodian, not with us. You can log into the custodian directly at any time to see your assets. We never take direct possession of client funds.
A fiduciary is legally required to act in your best interest at all times — not just when it’s convenient. Patrick is a CFP® professional and an Investment Advisor Representative, both of which carry a fiduciary standard. That means recommendations are made based on what’s right for you, with no hidden product commissions driving the advice.
Yes — this is one of the most common reasons clients come to us virtually. State-to-state moves involve residency rules, tax filings, asset titling, estate document updates, and sometimes Medicare or health insurance changes. Done well, the transition pays for itself in the first year or two. Done poorly, it can create surprise tax bills and double-state filings for years. We help clients sequence the move so the planning math works.
We’re fee-transparent. There are no commissions for selling proprietary products and no kickbacks on investments. The complete fee structure is provided in Dynamic Wealth Advisors’ ADV Firm Brochure, which we’ll walk through with you during your initial consultation. There are no surprises.
Absolutely. A meaningful number of our consultations are with people who already have an advisor or an existing annuity and want an independent fiduciary read on whether the plan is working. We’ll tell you honestly — including when the current plan is fine.
The first conversation is a no-cost, no-obligation 30–45 minute meeting — by video or by phone, whichever you prefer. We use the Check Six Client Discovery System™ to understand your situation, your goals, and what’s keeping you up at night. You’ll leave with clarity on whether we’re the right fit, regardless of whether we end up working together.
Plan the Retirement You Actually Want
Schedule a complimentary VIP consultation with Patrick. No cost, no obligation — just an honest conversation about where you are and where you’re going.