PERSONAL FINANCE EVENTS
We host a variety educational events – in person and virtual, throughout the year designed to help you learn and get to know us and ask your personal financial questions.
Upcoming Events
Recharge Your Annuity to Save More for Retirement
When’s the last time you checked on your old annuity? A lot has changed over the years. Some old annuities charge big fees or don’t give you the options new ones do. You could be missing out on ways to get more from your money, or you might be paying for things you don’t need. Register today and learn how to recharge your old annuity.
SPECIAL REPORTS
Available on the History Lessons for the Modern Investor Podcast
Special Report: Three Things To Know About Your Savings, Taxes and Income in 2026
Did you know there are quiet little rule changes already in place for 2026 that could cost you real money over a 20–30 year retirement—or quietly save you a bundle—depending on how you plan?
In this HL4TMI Special Report, Patrick walks through three changes that affect how you save, invest, and take money out in retirement starting in 2026. These aren’t headlines for tax wonks; they’re levers you can pull to lower your lifetime tax bill and gain more control over your income.
Special Report: Bitcoin Crash Explained-3 Things You Must Know About the GENIUS Act
Investors keep asking the same question: if Bitcoin and crypto hit historic highs not long ago, why are prices so far below the peak now—and did the GENIUS Act “kill” the rally? In this SPECIAL REPORT for the History Lessons for the Modern Investor podcast, Patrick breaks the crypto drawdown into three layers you can actually understand and use:
The big-picture macro environment and normal market cycles.
Market structure: leverage, speculation, and how excess gets unwound.
Policy: what the GENIUS Act really does, how it hits stablecoins and liquidity, and why it’s an indirect but very real factor in today’s Bitcoin price action.
Special Report: A Historical Perspective on Global Conflict
War with Iran doesn’t feel like just another headline. It feels like a direct threat to your safety, to global stability – and to your portfolio. When markets wobble and oil spikes, it’s easy to think, “This time is different.”
In this History Lessons for the Modern Investor special report, we step into the way‑back machine and look at what actually happened to markets during some of the most frightening moments of the last century – and what that history can teach us about investing today.
Special Report: Should You Move to Your Investments To Cash In a Market Correction? (What the Data Actually Says)
In this History Lessons for the Modern Investor Special Report, Patrick walks through why “I’ll go to cash, avoid the correction, and get back in later” feels so tempting—and why the data show it’s usually a very expensive way to manage your fears.
If you’re an investor wondering whether now is the time to “step to the sidelines,” or an advisor trying to help clients stay disciplined, this will give you language, perspective, and a practical framework you can use right away
Special Report: 🛢️Oil Shock 101: Strait of Hormuz, $100 Crude & What It Means for Your Portfolio
A narrow strip of water in the Persian Gulf now sits at the center of global markets—and your gas bill. In this Special Report, Patrick breaks down how trouble in the Strait of Hormuz can move U.S. prices even when most of “our” oil is pumped in Texas and North Dakota. He walks through what actually flows through the Strait, who depends on it most, and why that makes this crisis primarily an Asian energy story with global price consequences.
Then he discusses the Strategic Petroleum Reserve (SPR): how big it really is, where it sits, how fast it can be used, and why it’s a shock absorber—not a magic shield. Along the way, you’ll see why “energy independence” doesn’t mean independence from global risk, and how to think about these headlines as an investor instead of reacting to every oil-price spike.
Special Report: 🧾 Should You Still Be Paying Your Adult Kids’ Bills? Real Talk About the Bank of Mom & Dad
Are you still paying your adult kids’ bills—and wondering if it’s helping or quietly wrecking your retirement? You’re not alone. In this SPECIAL REPORT, Patrick tackles one of the most common (and least talked about) money questions for parents: “Should I keep financially supporting my adult children?”
Helping isn’t a moral failure. It’s often a rational response to real economic pressure—if you know the limits. You’ll learn simple ways to stress‑test your generosity so you don’t end up needing help from the very kids you’re trying to protect.
Special Report: Government Shutdown
In this video, we examine the key implications of a potential government shutdown and what it means for investors and those planning for retirement. You’ll gain insight into how past shutdowns have impacted markets, the real risks versus the media hype, and practical strategies to safeguard your personal finances when unpredictability strikes in Washington. We discuss steps you can take now—like reassessing your risk exposure, keeping your investment plan grounded in historical perspective, and preparing contingency moves—so you’re positioned to remain steady, not reactive, when headlines turn turbulent. For concise, actionable insights on navigating government-driven uncertainty with confidence and clarity, watch the full video now.
Special Report: 2025-2026 New Tax Laws
In this video, we break down the urgent realities facing retirees as impending tax changes approach in 2025. You’ll learn how shifts in federal tax law could impact your retirement income, affect your withdrawal strategies, and potentially lead to higher-than-expected tax bills—especially for those who haven’t factored these looming changes into their financial plans. We outline practical steps you can take now to protect your hard-earned savings, from reassessing portfolio allocations to exploring Roth conversions and timing your distributions wisely. If you want to avoid costly mistakes and ensure your retirement strategy is aligned with the new rules, watch the full video for key insights and actionable guidance tailored to help you navigate the road ahead. Watch now and get ahead of the curve.
Ready to Secure Your Financial Future?
Schedule a complimentary VIP consultation to discuss how our comprehensive services can help you achieve your financial goals with confidence and peace of mind.